New MasterCard ZIP Code Requirements: How Clear Choice Has Already Updated TMS to Keep You Compliant
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MasterCard recently introduced stricter rules around address accuracy for ATM terminal locations — and many operators across the industry are now scrambling to understand what it means for their business.
Good news: Clear Choice partners don't have to scramble at all.
We've already rolled out a new enhancement inside TMS that ensures your terminal addresses stay aligned with USPS standards and fully compliant with MasterCard's updated evaluation criteria.
Here's what changed, why it matters, and how this upgrade protects your portfolio.
What's Changing — and Why It Matters
MasterCard has tightened its requirements around terminal address accuracy. They are now reviewing acquirers (like Switch Commerce) to make sure the city, state, and ZIP code on file match official USPS records.
Inaccurate or mismatched addresses can lead to:
- Address integrity findings
- Compliance flags
- Potential fines
- Extra back-and-forth work for partners
This industry shift makes clean, consistent location data more important than ever.
To stay ahead of the change — and to keep things simple for our partners — Clear Choice and Switch Commerce have already updated TMS to enforce proper address validation.
What You'll See Inside TMS
When you add or edit a terminal location in TMS, the system now automatically checks your city, state, and ZIP code combination.
If the information doesn't match USPS data, you'll get a clear validation message such as:
"Invalid city/state/ZIP combination."
Just correct the information, align it with USPS records, and save again.
Most partners won't notice any difference unless an address was previously incorrect or incomplete — which makes this a friction-free improvement for the entire network.
Why This Update Helps You
This enhancement was designed with partners in mind. With this update, you can:
1. Avoid MasterCard Compliance Issues
Address mismatches are a growing focus area. TMS now helps you catch and fix issues automatically before they become a problem.
2. Maintain Cleaner Location Data
Accurate information protects your portfolio, improves reporting, and reduces follow-up work.
3. Stay Ahead of Industry Changes
We monitor card brand updates closely so you don't have to. When rules shift, we respond — quickly and quietly.
4. Reduce Guesswork
Instead of digging through USPS records yourself, TMS validates for you in real time.
No Action Required — You're Already Covered
The validation update is already live inside TMS. You don't need to change settings or update configurations.
This is part of our commitment to simplify compliance and support you through every industry evolution — large or small.
If you ever have questions, our Partner Support team is always here to help.
Clear Choice Payment Solutions
As a Switch Commerce company, we work to ensure our partners stay compliant, protected, and ready for whatever the industry brings next.
Payments Without Limits — and compliance without the chaos.
👉 Questions about the update? Contact our Partner Support team anytime.